BIZLock Pro 1000

  • A data theft risk management and insurance program having data risk cyber liability insurance ($1,000,000 limit / $1,000 retention), plus separate business identity fraud insurance ($50,000 / $100) and separate risk management tools and information technology resources, all combined with breach expense protection ($500,000 / $1,000), Automatic Employee (FT) Identity Protection ($15,000 / $0) and our Incident Response On-Demand.
    • Prevention
    • Protection
    • Response

    BIZLock Pro 1000 helps you prevent a privacy data breach by providing you with resources to act proactively, allowing you to put systems and procedures into place to help reduce your exposures. Benefits include:

    The Human Resources Module, which provides unlimited access to the education platform intended for applicants, employees, managers and owners. The HR Module is followed by the Information Security Module that includes important risk / self-assessment protocols and ISO information security policy templates (10) to help establish best practices.

    Also included is the Information Technology Module (Platinum) that provides access to a mobile security app, 24/7 Tech Support Hotline, computer vulnerability scans, keystroke encryption software and links to additional software

    Quite importantly, the above resources (Platinum Risk Mitigation) are combined together with breach expense protection (up to $500,000). For more details, and action steps in the event of a breach, see our Response tab.

    If a privacy data breach results in allegations of negligence and litigation, BIZLock Pro 1000 offers cyber liability insurance protection, including coverage for claims expenses and defense costs, loss/theft of personal and/or business data, regulatory fines and penalties, failure to disclose/notify per breach notification laws, PCI fines/penalties ($250,000 sublimit), media liability, breach forensics, PR, notifications and more. Limit details include:

    • Liability insurance aggregate coverage limits of $1,000,000 and retention of $1,000* (Specimen Policy)

    Separate automatic Identity Protection having identity insurance with a $15,000 limit / $0 deductible and unlimited resolution support is provided to all full time employees.*

    * The content herein provides summary information only. Insurance coverage is subject to specific terms, limitations and exclusions and may not be available in all states. Liability insurance is provided pursuant to your active membership in the Data Theft Risk Purchasing Group (RPG). Please note that there is a nominal fee of $1.00 per term for the RPG that is allocated to the RPG by the program administrator, Identity Fraud, Inc. from the proceeds of your purchase.

    Nearly all states in the U.S. have enacted legislation requiring the notification of individuals affected by a privacy data breach. But a proper response often involves much more than notification. To assist with remediation, BIZLock Pro 1000 includes 24/7 Incident Response On-Demand™ breach services that provides access to important resources and remedies essential to mitigating the fallout associated with breach incidents.

    When you experience a breach, call: 1-844-432-LOCK (1-844-432-5625)

    When responding to a breach, the Incident Response On Demand™ team will help you analyze the breach and help you strategize and implement your response, including helping individual customers activate credit monitoring tools and resolve their actual cases and/or concerns relating to identity theft.

    Once again, the Data Risk Liability Insurance policy provides loss mitigation breach response coverages intended for law firm/breach coach, PR firm, forensics, consumer notifications and consumer remedies for identity theft education and assistance, victim cost reimbursement insurance and credit file or identity monitoring. Separately, as part of BIZLock Pro 1000, you’ll benefit from the Platinum risk mitigation resources combined with its breach protection up to $500,000. This protection is intended for ebusiness network interruption and data reconstruction.

    The content herein provides summary information only. Platinum risk mitigation technologies and expense protection is provided pursuant to and subject to the terms and conditions of the IFI Customer Agreement and Breach Expense Protection Agreement.

    Aon Cyber Sales

    Did you know?

    • Roughly 60% of small businesses close within six months of a cyber crime¹
    • 44% of privacy breaches are due to criminal activity, 31% employee error, and 25% system errors²
    • The average cost for a privacy breach is $201 per compromised record²
    • Cloud services are not immune to security risks and bear no responsibility for stolen data³

    ¹ Westerman, George, Your Business Is Never Too Small For A Cyber Attack, Here's How To Protect Yourself, Forbes, May 13, 2013.
    ² Cost of Data Breach Study: Global Analysis, Ponemon Institute LLC, May 2014.
    ³ Angeles, Sara, “8 Reasons to Fear Cloud Computing,” Business News Daily, October 1, 2013.

    Help protect your business and avoid becoming just another statistic.

    BIZLock Pro 1000 Cyber Sales Select Business Size to apply. BIZLock Pro 1000 Cyber Sales APPLY NOW BIZLock Pro 1000 Cyber Sales APPLY NOW BIZLock Pro 1000 Cyber Sales APPLY NOW BIZLock Pro 1000 Cyber Sales APPLY NOW

    Coverage is not available in NY. For accounts over $10MM in Sales/Revenues and/or 51 FTE (Full-Time Equivalent of employees), please call 1-844-432-LOCK (1-844-432-5625) for custom pricing.
    Coverage is not available for the following industries: banks, credit unions, payment processors, security/broker dealers, gambling, adult industry, social media/networking, and cloud service providers.

    More Detail / Compare All Programs
    BIZLock Pro 50 BIZLock Pro 250 BIZLock Pro 1000
    Business Identity Monitoring & Alerts Business Identity (Cyber) Monitoring and Report to proactively monitor business identifying information for potential fraud
    (More Details)

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    Human Resources Module - Employee Education Modules
    Privacy and security related education. Unlimited use for applicants, employees, managers and owners.
    (More Details)

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    Information Security Module
    Comprehensive Risk Self Assessments and ISO Policy Templates
    (More Details)

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    Information Technology Module
    Includes proactive risk mitigation technologies (based on your program selection) combined with breach expense protection intended for eBusiness network interruption and data reconstruction.
    (More Details)

    Basic
    Risk Mitigation
    includes breach protection
    up to $25,000 ($1,000 Retention)

    Silver
    Risk Mitigation
    includes breach protection
    up to $125,000 ($1,000 Retention)

    Platinum
    Risk Mitigation
    includes breach protection
    up to $500,000 ($1,000 Retention)

    Business Identity Fraud Insurance Provides expense reimbursement to protect against the abuse and fraudulent use of sensitive Business Identity Information or BII
    (More Details)

    $50,000 Limit
    ($100 Retention)

    $50,000 Limit
    ($100 Retention)

    $50,000 Limit
    ($100 Retention)

    Business Data Risk Liability Insurance
    Liability insurance for privacy/cyber, regulatory, PCI, media, forensics, notifications and more.
    (More Details)

    $50,000 Limit
    ($1,000 Retention)

    $250,000 Limit
    ($1,000 Retention)

    $1,000,000 Limit
    ($1,000 Retention)

    Personal Identity Protection
    Automatic protection for all FT staff up to 50 employees
    (More Details)

    $15,000 Limit Per Employee
    ($0 Deductible)

    $15,000 Limit Per Employee
    ($0 Deductible)

    $15,000 Limit Per Employee
    ($0 Deductible)

    Data Breach Incident Response
    Incident Response On DemandTM with services including analysis, strategy, notification support and resolution, 24/7.
    (More Details)

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    VRS Elite Fraud Victim Resolution
    24/7 access to FCRA certified team of fraud resolution specialists to resolve simple or complex cases of personal identity fraud
    (More Details)

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    Newsletters and More
    white papers, feeds and more…
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    Identity Crime Prevention Seal
    (subject to qualification)
    Business Recognition Program to better promote trust, increase sales and convey protection.
    (More Details)

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    This document provides summary information only. Insurance coverage is subject to specific terms, limitations and exclusions, and may not be available in all states. Liability insurance is provided pursuant to your active membership in the Data Theft Risk Purchasing Group (RPG), a purchasing group formed and operating pursuant to the Liability Risk Retention Act of 1986 (15 USC 3901 et seq.) Please note that there is a nominal fee of $1.00 per term for the RPG that is allocated to the RPG by the program administrator, Identity Fraud, Inc., from the proceeds of your purchase.